Comprehensive
Third Party Property Only car insurance
Accidents are inevitable, but you can be prepared. Protect yourself with our Third Party Property car insurance, ensuring coverage if your vehicle causes damage to someone else’s car or property.
Comprehensive Coverage
Safeguard yourself financially if your car damages another person’s vehicle or property.
Affordable Protection
Get reliable insurance at a competitive price, offering peace of mind on the road.
Third Party Property insurance that keeps you protected
What's included?
Theft
With our Comprehensive car insurance, your car is covered if someone steals it, or tries to, and causes any damage to the vehicle.4
Accidental Damage Coverage
Accidents happen. If your car gets accidentally damaged, we’ll take care of the repair or replacement costs.
Weather-Related Damage
Your car is safeguarded against damage from extreme weather events like storms, hail, and floods.
Towing and Storage Assistance
If your car is damaged in an insured event and cannot be driven, we’ll cover reasonable towing and storage costs at a secure location.
Emergency Support and Travel Costs
If your car becomes unsafe to drive and you’re more than 100km from home, we’ll reimburse up to $1,000 for emergency repairs, transport, and accommodation.
Take a look at all these features for protecting your car. We don’t call it Comprehensive cover for nothing.
Hire Car When Not at Fault
If the accident is the other driver's fault, we’ll provide a hire car until your vehicle is repaired or until we settle your claim for a total loss.
Intentional Damage Protection
If your car is intentionally damaged, like smashed windows or slashed tires, we’ll cover the cost of repairs or replacement, as long as the damage wasn’t caused by you or someone authorized to drive your vehicle.
Car Hire After Theft
If your car is stolen, we’ll help you stay mobile by providing up to 14 days of car hire as part of your comprehensive insurance cover.
Vandalism Protection
If your car is damaged due to vandalism, such as scratched paint or broken mirrors, we’ll cover the cost to repair or replace the affected parts.
Damage from Wildlife
In the unfortunate event of a collision with an animal or damage caused by wildlife, we’ll cover the repair costs to get your car back in shape.
What's optional?
Choice of Repairer
We offer an extensive network of repairers, but if you'd prefer to choose your own, we can add that option to your policy. Just let us know, and you’ll have the freedom to select the repairer of your choice if you ever need to make a claim.
Coverage for Lost or Damaged Business Items
If you rely on your car for business, you can add coverage for business items to your policy. This option protects up to $400 per item and up to $2,000 per claim if your items are lost or damaged in an insured event.
Weather-Related Damage
Your car is safeguarded against damage from extreme weather events like storms, hail, and floods.
Fancy a few extras to make dealing with accidents and unexpected events even easier? Here are the optional covers available for you to choose from. Not all options are available on every policy, so just ask us if there’s an option that interests you.
Reduced Excess for Windscreen Claims
Dealing with chipped or broken glass can be frustrating and costly. To help, we offer a reduced excess for claims that involve only your windscreen, window, or sunroof glass.
Hire Car for Other Insured Events
If you're unable to drive your car due to an insured event, we offer an optional extra to your policy. This provides a hire car for up to 14 days, regardless of whether you’re at fault or not.
Campervan or Motorhome Contents Protection
If your car is a campervan or motorhome, this optional extra covers the contents inside. You’ll be protected for up to $1,000 per item if they are lost or damaged during an insured event.
Find the Right Coverage for You
When looking for a car insurance quote, it's important to understand the various types of coverage available to ensure you choose the best option for your needs.
Frequently Asked Question
1. What is National Ride Share Club (NRC)?
National Ride Share Club (NRC) offers rideshare drivers insurance, roadside assistance, income protection, and service discounts, ensuring your vehicle stays on the road and your business runs smoothly.
2. How can I join NRC?
Joining NRC is simple! Just give us a call at 1300 672 258 or visit our website to get a free quote and become a member. Once you join, you can start benefiting from all our services right away.
3. What types of insurance coverage do you offer?
We offer a range of coverage options, including Comprehensive Motor Vehicle Coverage, Income Protection, and Public Liability Insurance, tailored to meet the specific needs of rideshare drivers and operators.
4. Does NRC provide roadside assistance?
Yes, NRC offers roadside assistance services to help drivers in emergency situations. Whether you're dealing with a flat tire, running out of fuel, or having a mechanical breakdown, MRC’s team is ready to assist you. The service is designed to offer support for a range of common roadside issues to ensure you get back on the road safely.