Third Party Fire and Theft
Repairing your worry restoring your peace of mind
Looking for superior protection for your car? Our Comprehensive Car Insurance provides extensive coverage for accidents, severe weather, fires, theft, and damage to third-party property, ensuring you’re fully protected in various situations.
Third-party Coverage
In addition to protecting your own vehicle, our insurance also covers damage to someone else's property, ensuring you’re fully protected on the road.
All-around Protection
Our Comprehensive Car Insurance covers accidents, theft, fires, and severe weather events, keeping your car safe in various situations.
Third Party Property insurance that keeps you protected
What's included?
Towing and Storage Costs
If your car is damaged and can't be driven after an insured event, we’ll take the stress out of the situation. We’ll cover the towing costs and store your car at the nearest suitable location, such as a repair shop or salvage yard.
Contents Inside the Car
If personal items inside your car are lost or damaged due to an insured event, we’ll cover the cost – up to $150 per item and $750 per claim.
Unbraked Trailer Coverage
If your unbraked trailer is damaged in an insured event, you’re covered for up to $1,500 as part of your car insurance policy.
Towing and Storage Assistance
If your car is damaged in an insured event and cannot be driven, we’ll cover reasonable towing and storage costs at a secure location.
Roadside Assistance
If your car breaks down due to an insured event, we’ll be there to help. We offer roadside assistance to get you back on the road quickly, covering the cost of essential services like jump-starts, tire changes, or emergency repairs.
Transport, and Repairs
If you’re over 100km from home and your car is unsafe to drive, we’ve got you covered. We’ll reimburse up to $1,000 for emergency transport, accommodation, and repair costs to get you back on track.
Temporary Replacement Insurance
When you buy a new car, we’ll automatically transfer your coverage to the new vehicle for up to 14 days, ensuring you're protected during the transition.
Counselling Services
We understand that accidents can be traumatic. To help with recovery, we offer reimbursement of up to $1,500 per person for counselling services to you, your household members, and listed drivers after an accepted claim.
Emergency Support and Travel Costs
If your car becomes unsafe to drive and you’re more than 100km from home, we’ll reimburse up to $1,000 for emergency repairs, transport, and accommodation.
Emergency Support and Travel Costs
If your car becomes unsafe to drive and you’re more than 100km from home, we’ll reimburse up to $1,000 for emergency repairs, transport, and accommodation.
Need a little something extra?
Your choice of repairer
We understand that you may have a trusted mechanic. While we have a large network of quality repairers, you can opt to choose your own by adding this option to your policy for an additional fee.
Optional Hire Car for Other Insured Events
If your car is off the road for an extended period due to an insured event, we’ve got you covered. Add this option to your policy to receive a hire car for up to 14 days, even if the event is your fault.
Coverage for Stolen Business Items
Running a business can be tough enough without losing valuable equipment. Add coverage for business items to your Third Party Fire & Theft policy, and we’ll cover up to $400 per item and up to $2,000 per claim for theft or damage during an insured event. Terms and limits apply.
Accidental Loss of Personal Belongings
If your personal belongings are accidentally lost or damaged in an insured event, we’ll help cover the cost of replacing them. This ensures you're not left out of pocket for items like electronics, bags, or other valuables inside your car.
Key Replacement
If you lose your car keys or they’re stolen, we’ll cover the cost of replacement. No need to worry about the added expense of re-keying your vehicle or replacing electronic key fobs.
New Car Replacement
If your car is declared a total loss within the first 2 years, we’ll replace it with a new one of the same make and model, giving you peace of mind and saving you from financial loss.
Windscreen and Glass Coverage
If your windscreen or windows are damaged, we’ve got you covered. We offer quick, hassle-free repairs and replacements, ensuring your vehicle is back to its best in no time.
Find the Right Coverage for You
When looking for a car insurance quote, it's important to understand the various types of coverage available to ensure you choose the best option for your needs.
Frequently Asked Question
1. What is National Ride Share Club (NRC)?
National Ride Share Club (NRC) offers rideshare drivers insurance, roadside assistance, income protection, and service discounts, ensuring your vehicle stays on the road and your business runs smoothly.
2. How can I join NRC?
Joining NRC is simple! Just give us a call at 1300 672 258 or visit our website to get a free quote and become a member. Once you join, you can start benefiting from all our services right away.
3. What types of insurance coverage do you offer?
We offer a range of coverage options, including Comprehensive Motor Vehicle Coverage, Income Protection, and Public Liability Insurance, tailored to meet the specific needs of rideshare drivers and operators.
4. Does NRC provide roadside assistance?
Yes, NRC offers roadside assistance services to help drivers in emergency situations. Whether you're dealing with a flat tire, running out of fuel, or having a mechanical breakdown, MRC’s team is ready to assist you. The service is designed to offer support for a range of common roadside issues to ensure you get back on the road safely.